How We Work
With You
Every client relationship begins with a conversation about your life - not a sales presentation about products.
We don't lead with recommendations. We lead with questions: What are you working toward? What concerns you most? What do you want your money to actually do?
Those answers shape every decision we make on your behalf - from your investment strategy to how we coordinate with your CPA and attorney.
All services begin with comprehensive financial planning
We do not make investment recommendations until we understand your full picture.
Wealth Management & Financial Planning
Foundation of every relationship
Portfolio Management
Custom build for you
Divorce Financial Guidance
Guidance from a Certified Divorce Financial Analyst® (CDFA®)
Estate & Life Planning
Protect your legacy
Retirement & Income Planning
Prepare + transition
Corporate Retirement Plans
For business owners
Wealth Management &
Financial Planning
The foundation of every client relationship at Intellus Advisors.
- Comprehensive financial planning covering income, expenses, savings, taxes, insurance, and estate considerations
- Goal-setting conversations that clarify what you actually want your financial life to look like at every stage
- Coordination with your CPA, attorney, and other advisors so your overall plan holds together
- Ongoing review and adjustment as your life, family, and circumstances evolve
- Clear, jargon-free explanations of every recommendation - because you should understand your plan
- Risk management analysis to help protect what you've already built
Right for you if:
You have a financial life that has grown complex and want a single trusted team who understands the full picture - not just a piece of it.
Retirement &
Income Planning
Helping you step into retirement feeling prepared - not just financially secure.
- Retirement readiness assessment - a clear, honest picture of where you stand
- Social Security claiming strategy to maximize lifetime benefits
- Distribution planning across taxable, tax-deferred, and tax-free accounts
- Income sequencing to make your assets last throughout retirement
- Medicare, healthcare cost, and inflation planning
- Ongoing adjustments as spending, health, and priorities evolve
Right for you if:
You are within 10 years of retirement - or already retired - and want a clear, coordinated income strategy built for your specific life.
Portfolio
Management
Portfolios built for your specific situation - not placed into a predetermined model.
- Dedicated portfolio management team + Investment Committee that designs strategy around each individual client
- Custom asset allocation based on your time horizon, income needs, risk tolerance, and long-term goals
- Active, disciplined oversight - not a set-it-and-forget-it approach
- Full transparency on how your portfolio is positioned and why
- Emphasis on flexibility and liquidity - your money remains accessible when life requires it
- Regular portfolio reviews with clear reporting that you can actually read and understand
- Coordination between your investment strategy and your broader financial plan
What makes this different
Most advisory firms place clients into predetermined models based on a risk score. Our Investment Committee builds and manages each client's portfolio designed for their specific situation, not the average person. This is one of the distinctions our clients value most.
Right for you if:
You want your investments managed by a team that built your portfolio around your life - not a standard risk questionnaire.
Divorce Financial
Guidance
Certified Divorce Financial Analyst®
Trusted guidance through one of the most financially complex transitions a person can face.
- Certified Divorce Financial Analyst® to work with you - we are one of only a small number of firms in the region with this designation
- Detailed analysis of marital vs. non-marital assets, property division, and long-term financial implications of settlement options
- Income planning for alimony, Social Security, pensions, annuities, and tax consequences
- Retirement account and pension division guidance, including QDRO considerations
- Post-divorce financial planning, budgeting, and investment strategy to rebuild confidently
- Estate plan updates following divorce: beneficiary designations, wills, and trusts
- Direct coordination with your divorce attorney and CPA throughout the process
- Coordination for your post-divorce financial life from the ground up - connecting you with the right estate planning attorneys, CPAs, and specialists so every piece of your new chapter is protected
The financial decisions made during a divorce will shape the next chapter of your life.
Having a CDFA® involved early can help you evaluate settlement options before they are finalized - not after.
Right for you if:
You are going through - or preparing for - a divorce and want a financial professional who understands both the legal process and the long-term financial impact.
Estate &
Life Planning
Planning for what matters most - your family, your legacy, and the people you want to protect.
- Review and coordination of wills, trusts, powers of attorney, and healthcare directives with your estate attorney
- Beneficiary and account titling audits to ensure assets align with your wishes
- Multigenerational planning to prepare your children and grandchildren for inheritance
- Long-term care and healthcare planning to protect loved ones from unexpected costs
- Tax-efficient strategies to preserve more of your estate for the people and causes that matter
- Guidance through life transitions: loss of a spouse, serious health diagnosis, major family changes
Right for you if:
You have built meaningful wealth and want to make sure it is distributed, protected, and passed on exactly as you intend.
Corporate
Retirement Plans
Helping business owners build plans that work for their employees - and for themselves.
- Plan design and benchmarking to ensure your retirement plan is competitive and cost-effective
- Provider selection and oversight - full transparency in evaluating and monitoring plan providers
- Fiduciary oversight, governance, and documentation to protect you as the plan sponsor
- Objective investment monitoring and review of plan investment lineups
- Employee education and one-on-one support to improve participation and retirement readiness
- Coordination of the owner's personal retirement goals with the company plan design
- Ongoing management with regular reviews, compliance updates, and proactive strategy adjustments
Fiduciary Oversight
Governance + documentation protects plan sponsors
Plan Design & Benchmarking
Competitive, cost-effective, aligned to goals
Employee Engagement
Education that improves participation + readiness
Right for you if:
You own a business and want your company retirement plan to be a genuine benefit for your team - while also serving your own long-term retirement strategy. A well-run retirement plan attracts talent, rewards employees, and secures the owner's future - all at the same time.